All of us have the ambition to be financially stable as you grow older for the sake of your family’s future, and your independence and investing is one of the best techniques to make it happen. Investments are typically long-term commitments that may come with slight risk in order to receive a financial gain in the years to come, but as with any risk, there is never assurance. Despite this, investments can certainly pay off and leave you with great financial rewards.

If you’re interested in making an investment in the near future, here are some of the different types that you may like to consider:


Stocks are an investment in which you pool your money into a company and receive a ‘share’. The risk element is that you’re relying on the company to perform well to increase your money. Regardless of how much you invest in stocks, they are never set at a fixed price and will waver almost daily, dependent on the state of the global economy. Despite any temporary crashes in the stock market, they usually always recover. In order to make serious money when investing in shares, it would be advised to wait until prices are at their peak rates to sell them on for a profit. 


For centuries, gold has been considered as a highly prized material with a significant amount of worth, and because of this, it never loses its value. Although, in the short term, the price of gold can be unpredictable, it certainly retains maintains its long-term value and is a worthwhile asset to obtain. Some investors buy gold as a form of investment for their family’s future or may choose to cash it in near retirement so they have more disposable income at hand. Gold can be purchased in many forms. However, the most valuable is real gold Nuggets By Grant. When buying gold, always ensure you have researched the seller beforehand and have the proof of a reputable track record. 

Real estate

Real estate

Those interested in the property market may decide to invest in real estate as part of their investment plan. Some property investors may buy a low-cost, unmaintained property to renovate and sell for a higher price to a buyer, while others may choose to purchase a property when house prices are low to rent out and sell for a significantly higher value when the housing market rises again. 

One of the most popular strategies in real estate investing is buy-to-let

Why invest in buy-to-let property?

In 2022, buy-to-let property investment has often been cited as being one of the best investment strategies for those who looking to make a lucrative passive income.  

The main benefits are:

  • The market is performing highly – in the UK; for example, house prices are expected to grow by at least 21.5% by 2025. 
  • Due to the market’s proven resilience, this investment is considered a much lower risk than other investment strategies.
  • Owning a buy-to-let investment property gives investors returns from both rental income and capital growth, meaning it is one of the top revenues for passive income. 

Certificates of Deposit (CDs)

If you’re worried about the risk element of investments, Certificates of Deposit (CDs) may be the best option for you. This involves putting a certain amount of money into a savings account for a pre-agreed period – whether it be several months or years. Once that time is up, the money will be returned to you with additional interest. The longer the bank keeps the money, the more interest you will receive. The low-risk element of this type of investment comes into play because your money is insured, meaning you will always receive the full amount back even if the bank were to close due to unforeseen circumstances.